Manufactured Home Loans

Financing for manufactured homes, with options on owned land.

Who it's for

Manufactured, modular and site-built are not the same. I'll tell you what loan types may fit the home you found.

Homes on land you own are often easier to finance than homes in a park, depending on title and foundation.

We'll include taxes, insurance and any lot costs so the number is honest.

A home and land setup the program can finance (title, foundation, year and size matter)
Credit and income that meet the chosen loan guidelines
A down payment that fits the program
Property standards, which can be stricter than a typical resale
Exact terms vary. Let's review your situation.

Can I get a regular mortgage on a manufactured home?

Sometimes, if it is titled as real property, on owned land, and meets the program's standards. I'll review the listing with you.

What about a home in a park?

Park homes are often treated differently and may not fit standard real-estate mortgages. Send me the details and I'll be straight with you.

Is FHA an option?

FHA can finance some manufactured homes that meet guidelines. We'll check the home, land and foundation together.

Buy with as little as 3.5% down and flexible credit guidelines.

Competitive rates and as little as 3% down for qualified buyers.